It's fairly easy to get around by using public transport and driving in Chile. Santiago and Valparaíso have efficient metro systems, while buses and trains link all major towns and cities. As Chile is a narrow, long strip of land, air travel is also a popular means of transport.

Public transport in Chile

Buses

The most popular way to travel between cities in Chile is by bus. Long-distance buses connect all major destinations, from cities to small villages. Several bus companies offer efficient, clean and comfortable services across the country, and a selection of international bus services connect Chile to its South American neighbours.

Bus fares vary depending on the bus class. Because bus travel is the norm, companies have competitive rates and promotions. Common offerings include air-conditioning, comfortable seats and amenities such as on-board screens to watch films, WiFi, and meal services.

Most Chilean towns have a central bus terminal, and Santiago is the country's main bus hub with numerous bus terminals.

Buses are convenient for travelling locally around cities and towns. They can often be flagged from the street. If you're lost or unsure of the bus direction, don’t hesitate to ask the driver if it’s the right bus.

Trains

Trains used to play an essential role in Chile’s transport system, but services are limited nowadays and are no longer the most popular means of travel around the country. Chile’s railways are operated by the state-owned Empresa de los Ferrocarriles del Estado (EFE).

Train travel is generally limited to the country’s central regions, although some routes to neighbouring countries offer transport for tourists and travellers.

The MetroTren in Santiago is a subsidiary of EFE. It’s a light rail system consisting of two lines (the MetroTren Nos and the MetroTren Rancagua), and 28 stations. It’s part of the city’s integrated public transport network and makes getting around easier.

Metro

Santiago and Valparaíso have metro systems. The metro in Santiago is the most convenient and cost-effective way of getting around the city, but congestion is common at peak times. The price for a trip on the metro is low and includes transfers.

Although the subway is relatively safe, it’s important to stay vigilant as pickpocketing may occur, especially when the metro is packed with people.

Useful links

• Turbus
• Pullman Bus
• EFE

Taxis in Chile

Taxis are plentiful in Chile’s major cities. They can be identified by their black exterior and yellow roof and can be hailed on the street or called ahead. Most taxis have a meter, but passengers will need to ensure the driver uses it. Otherwise, it’s best to agree on a fare beforehand.

Colectivos, a combination of a microbus and a taxi, offer shared taxi services in towns and cities in Chile. These taxis normally offer set prices and run regular fixed routes displayed on signs on their roofs.

Ride-hailing apps like Uber are readily available in most urban centres. These are practical options for expats who cannot speak the local language, as they provide a convenient means of directing the driver without the risk of miscommunication.

Driving in Chile

Cars provide greater travel freedom, especially for those who like to explore or need to travel outside major cities.

Chile has a good road network, although some of the more remote roads and mountain passes may be in disrepair. Highways connecting towns and cities are called rutas nacionales and are identified by numbers. The Pan-American Highway is a fantastic route that spans across the Americas. Route 5, or Ruta 5, is part of this highway and is Chile’s longest route.

Cars in Chile drive on the right-hand side of the road. Chilean roads are relatively easy to navigate, although road signs are in Spanish. 

On top of traffic and difficulty finding parking in large cities, vehicle safety is a concern, and drivers must not leave valuables in their cars.

Foreigners intending to drive in Chile must have an international driving permit and a valid driver's licence from their home country. After obtaining residency, expats must apply for a Chilean driver's licence.

Cycling in Chile

In the past, cycling has been unpopular in Chile as the rising economic prosperity of the country saw a sharp increase in Chileans buying cars. More recently, locals have developed an enthusiasm for cycling, and many Chileans cycle daily.

Cycling infrastructure in Chile hasn’t been able to keep up with this trend, though, and dedicated cycle lanes are few and far between – and those that do exist often end abruptly or are interrupted by lampposts or pedestrian sidewalks. That said, large cities are extending and developing their cycle paths to encourage this healthier way of getting around and reduce traffic.

Many people cycle as part of their lifestyle for leisure, sport and adventure rather than for getting to and from work. Some cities, including Antofagasta, Santiago and Temuco, are involved in a project called CicloRecreoVía. Every Sunday, certain streets are closed off to cars, allowing people to walk and cycle the streets as they wish.

Useful links

• CicloRecreoVía

Air travel in Chile

Given the country’s length, long-distance travel in Chile is often easiest by air, particularly if travelling to the far south of the country.

While air travel saves time, it does not save money. Extra fees may be hidden and easily overlooked. Airports are located outside city centres, and transport to and from them by taxi can be pricey, while baggage fees also add up. That said, budget airlines frequently offer promotions.

Several domestic airlines operate in Chile, including LATAM Airlines and Sky Airline. The primary air hub in Chile is Arturo Merino Benítez International Airport in Santiago.

The climate in Chile is diverse, owing mainly to the country's length, which spans almost the entirety of South America.

During the spring months of September to November, travellers to Chile can experience a beautiful array of flowers. Chile's beautiful beaches and world-renowned vineyards are prime destinations at this time of year, offering unforgettable experiences for visitors.

From March to May, the changing colours in the leaves offer perfect postcard pictures. During winter, from June to August, many Chileans hit the ski slopes, which is often an easy excursion to plan as many ski resorts are only a short bus ride from major cities.

Climatic conditions vary quite a bit from region to region. The northern part of Chile is home to the beautiful Atacama Desert, one of the driest places in the world, where it's warm all year round. The central regions around Santiago have a Mediterranean climate, characterised by long, hot summers and cool, wet winters. Glaciers and alpine tundras are found in the east and southeast of the country. 

Travelling from north to south in Chile, there is an increase in precipitation, with the southern regions having a much wetter climate and generally cooler temperatures than those in northern areas.

Most expats find moving to Chile a fairly easy transition. Not only is it a modern, stable, and relatively wealthy country that offers expats a high quality of life and rich local history and culture. The incredible length of Chile, the world's longest country, also provides plenty of varied terrain to explore, from forests and mountains to beaches and deserts.

Living in Chile as an expat

Santiago, Chile's vibrant capital, is an incredibly picturesque city. High-rise buildings, shopping centres and sprawling urban developments are set against the spectacular backdrop of the Andes Mountains. The city is a regional business hub. It generates a large portion of the country's GDP and is home to the regional headquarters for many multinational companies. Santiago also has an extensive transport network, with an efficient subway and bus system connecting all parts of the city.

Expats looking to work in Chile will do well to search for job opportunities in the agriculture, mining, finance and tourism sectors of the Chilean economy. Chile has both excellent public and private healthcare available for expats. The healthcare system is the best in South America, and standards are generally high, although less so in rural areas.

While Chile doesn't have a distinctive cuisine of its own, expats can look forward to the incredible variety of dishes on offer throughout the country. With over 3,900 miles (6,400km) of coastline, Chile is a seafood paradise. Chilean wines also hold their own on the world markets.

Lifestyle in Santiago
Doing Business in Chile
Local Culture in Chile

Cost of living in Chile

Compared to other South American countries, the cost of living in Chile is fairly average. That being said, expats in high positions will receive a salary to match and will most likely be able to live a rather comfortable life in this South American country. Some aspects of life can be pricey here, though. While expats may be able to save on accommodation and transport, schooling and entertainment can take up a decent chunk of the monthly budget.

Cost of Living in Chile

Expat families and children

Those with children will be pleased to know that there is a multitude of international schools offering quality education in Chile. While there are also a number of good public schools in the country, the standards vary, and classes are taught in Spanish, meaning most expat parents go the international school route despite the high fees involved.

Chile is also exceptionally child-friendly, and parents can rest assured that their kids will have plenty of activities and attractions to keep them busy, especially if living in Santiago. With parks, zoos, and children's museums at their fingertips, expat children will not be wanting for things to do in their spare time.

Education and Schools in Chile
Best International Schools in Santiago
Kids and Family in Santiago

Climate in Chile

The country's immense length means the weather in Chile varies from region to region. Generally, summer (December to February) is perfect for those wishing to acquaint themselves with Chile's beautiful beaches or its range of vineyards, while winter (June to August) is a time when many Chileans hit the ski slopes.

Climate Charts for Chile

Expat life in Chile is vibrant and fun filled. With excellent living standards, beautiful surroundings and a welcoming local population, many expats choose to extend their time in the country, a sure sign that Chile is an ideal choice for a home away from home.

Fast facts

Population: Nearly 20 million

Capital city: Santiago

Neighbouring countries: Chile is bordered by Bolivia and Argentina to the east and Peru to the north.

Geography: Chile's geography is varied and diverse. The country is home to a significant portion of the Andes mountain region and the Atacama Desert. Chilean territory encompasses South America's southernmost points and an extensive coastline with many islands, including Easter Island.

Political system: Unitary presidential constitutional republic

Major religion: Roman Catholic and Protestant

Main language: Spanish

Money: Chile's currency is the Chilean Peso (CLP). ATMs are abundant, and expats should be able to use their credit cards in all major urban centres.

Tipping: 10 percent is the standard tipping amount in restaurants, but it's usually less for other services

Time: GMT-4 (GMT-3 from September to April). Easter Island is GMT-6 (GMT-5 from September to April).

Electricity: 220V, 50Hz. Plugs with two or three round pins are used.

Internet domain: .cl

International dialling code: +56

Emergency numbers: 131 (ambulance), 132 (fire), 133 (police)

Transport and driving: Cars in Chile drive on the right-hand side of the road. Most major urban centres have efficient and reliable transport systems, and there is an extensive network of buses and trains throughout the country.

The local culture in Chile is fairly accessible, thanks to the country's globalised nature. Chileans are generally welcoming and friendly. Expats craving a taste of home can easily find familiar Western brands and products here, though prices can be high due to import taxes.

Still, some small cultural differences may take some time to get used to. Some of these nuances include the lack of concern with punctuality and the countrywide fascination with football.

Meeting and greeting in Chile

Expat women in Chile may find themselves on the receiving end of a kiss on the cheek. In Chile, this is a common way to greet a friend or acquaintance. Men usually shake hands. The standard greeting among close friends and family is the abrazo, which consists of a handshake and a hug. 

Transport in Chile

While Chile's transport infrastructure is advanced by South American standards, using the country's roads requires a working knowledge of Spanish to read signage. It's also important to brush up on Chilean road sign symbols, as some are different from those in Europe and North America.

Language barrier in Chile

Spanish is the official language of Chile, with a few indigenous languages also spoken by small percentages of the population. The easiest way to adopt a Chilean lifestyle and overcome culture shock is to learn the language. Being able to converse in Spanish enriches everyday encounters, and being fluent also attracts a greater range of employment opportunities within Chile and the surrounding region.

Chilean Spanish is quite different from traditional Castilian Spanish, which can throw off expats. The most noticeable differences are the heavy use of slang, the fast pace of talking, and the tendency to drop the 'd' and 's' sounds from words. These differences can often make a conversation challenging for new learners to follow. Expats learning Spanish in preparation for moving to Chile can get a head start by choosing courses that teach Chilean Spanish rather than the global Spanish usually taught in language schools.

People and lifestyle in Chile

Latin Americans are frequently stereotyped as loud, vivacious, passionate, and energetic people, and this perception has some truth. Chileans tend to lead very active lifestyles, which isn't surprising in a country with kilometres of beaches and plentiful ski slopes.

Learning to balance an active social life with a busy workweek is key to making the most of Chile as an expat. Meals are central to forming connections, and as such, they are significant social events that last into the early morning hours. With this potential for late nights, work tends to start later in the morning, and the lunch 'hour' tends to be on the long side.

Women in Chile

The evolution of women's roles in Chile mirrors the country's transformative journey. Chilean women have increasingly stepped into the public sphere, making notable strides in education and the workforce. With a high percentage of women attaining secondary education, they are more empowered than ever to pursue diverse career paths.

Despite these advances, women's workforce participation, although improving, remains lower compared to other Latin American countries. In politics, women's representation in parliament is growing but still falls short of reflecting the population's gender balance.

Food and drink in Chile

While mealtimes are important for social gatherings, what is eaten is also central to Chilean culture. Chilean cuisine will likely excite expat palates, ranging from hearty stews such as a cazuela – stew with chicken, beef, corn, rice, and potatoes – to more simplistic meals. 

Humitas are another typical Chilean dish of corn, often with onion and basil, wrapped in a corn husk and slowly cooked in a pot of boiling water. Expats who enjoy wine will have a grand old time in Chile, as it is known for its world-class vineyards and wine varietals.

In general, new arrivals should prepare themselves for the sometimes copious amounts of food, whether at dinner parties or Chilean asados (barbecues).

Time in Chile

The pace of life in Chile can seem slower than in many Western countries. It's not uncommon for a Chilean business associate to arrive late for an appointment or meeting. Locals tend to spend their time interacting with people and family rather than at a desk in front of a computer screen. This may mean Chilean colleagues take a while to get down to work and often put in overtime to finish their tasks. That said, many expats moving to Chile adapt quickly and even find their new lifestyle a refreshing and exciting one.

LGBTQ+ in Chile

Chile's approach to LGBTQ+ rights and acceptance has evolved considerably, particularly in the 21st century. Legal recognition and protection have been extended to the LGBTQ+ community in various forms, including anti-discrimination laws and the legalisation of same-sex marriage. These legislative advancements reflect a broader shift towards a more inclusive society, although a significant portion of the population remains less accepting of sexual and gender minorities.

Healthcare in Chile consists of a mix of public and private systems. The standards of healthcare in Chile are arguably the best in South America, and expats can expect excellent and affordable medical treatment from both sectors. That said, the quality of healthcare in Chile tends to vary regionally, with modern equipment and facilities available in Santiago and other major cities, but significantly less so in smaller towns and rural areas.

Health insurance in Chile

Public health insurance is administered by the Chilean government and is available through FONASA (Fondo Nacional de Salud).

Various private health insurance companies in Chile allow members access to private healthcare. These are called ISAPRE (Instituciones de Salud Previsional) and are popular among expats who don’t qualify for FONASA.

Because each ISAPRE covers different plans, families, single individuals and couples are likely to choose different ones and should do their own research.

There are also numerous prominent foreign-owned health insurance providers that operate internationally.

Useful links

• Association of ISAPREs in Chile (AICH)

Public healthcare in Chile

Chilean nationals and legal residents have access to free and subsidised public healthcare. This is managed through the government-run FONASA scheme, with additional cover via privately run health insurers. 

FONASA is publicly funded through a deduction from employees’ monthly income, and those who are unemployed may be eligible for a grant. There are also several other government offices providing niche services to the healthcare market.

Government hospitals are required to provide free healthcare to members of the population who do not have healthcare coverage. State hospitals can be crowded and waiting times long, but those in the major cities offer excellent care. This is not the case for all public hospitals, as those in more rural areas tend to have limited treatment options, and facilities are often less equipped than their big-city counterparts.

Useful links

• FONASA

Private healthcare in Chile

Private healthcare is popular among expats in Chile, as most expats won’t have access to free public healthcare benefits unless they have residency and pay taxes in Chile.

Most doctors in the private and public sectors alike are well trained, many of them educated overseas and able to speak English. Patients do not need a referral to see a specialist, and expats may find that the concept of a local general practitioner (GP) in Chile is not that common, as most doctors specialise in a particular aspect of medicine.

Chile offers exceptionally high-quality private care, and several hospitals in Santiago are recognised internationally.

Pharmacies in Chile

It is not difficult to find pharmacies in Chile, and many of them are open 24 hours a day. Pharmacists are usually well trained and speak English.

Many drugs that may require a prescription elsewhere are available over the counter in Chile, but these should only be taken with proper medical advice.

Expats should be sure to note down the generic names of any prescription medication they may be taking, as brand names tend to vary from country to country. When travelling with prescription medication, especially in large quantities, clearly label all medication and carry your prescription with you.

Health hazards in Chile

Expats can rest assured that Chile has few health hazards, and those that exist are generally well controlled.

Tap water is mostly safe to drink, but expats should exercise caution in very remote or rural areas. On arrival, expats may experience a bout of travellers’ sickness, but this is quite normal and is simply the body adjusting to unfamiliar food and water.

Santiago is known to have significant pollution issues, especially in the winter months of June through September. This can cause both eye irritation and respiratory problems, and expats are strongly advised to seek medical care if issues arise.

Pre-travel vaccinations for Chile

Expats should consult a doctor or travel clinic before relocating to Chile for the most up-to-date information regarding possible health risks. No specific vaccinations are required to enter Chile, though some are recommended. Routine vaccinations, such as those for polio and measles-mumps-rubella (MMR), should be kept current. Depending on the area you're travelling to, additional vaccinations for hepatitis A and B, as well as rabies, may be recommended.

Emergency services in Chile

Most hospitals in Chile have emergency facilities and ambulances available. Expats should be aware that not all emergency facilities are operational 24 hours a day.

Medical air evacuation within and from Chile is possible but can be expensive. New arrivals should have additional travel and health insurance to cover the cost of air evacuation from Chile in the event of any serious emergency.

In the case of a medical emergency, dial 131.

With one of the largest and most stable economies in South America, Chile is a prime destination for those looking to further their career. Working in Chile is an attractive prospect, and numerous multinational companies are based here. That said, landing a job can be tough, so expats planning to work in Chile may find that a company transfer to one of these business giants or a similar institution is the easiest way to secure employment.

Job market in Chile

Santiago, the country's capital and commercial hub, has a few thriving industries, particularly in its financial, computer technology and electronics sectors. The city is also the country's centre for industry and manufacturing.

Agriculture and mining are essential primary sector industries in Chile, but the financial and tourism sectors also provide promising opportunities for eager expats. Alternatively, new arrivals with an entrepreneurial spirit can set up a business in Chile, though a lot of research is required. Freelance work done remotely is yet another option.

The job market is restricted in a few ways, though. Employers tend to value qualifications over experience, especially degrees from the US and the UK. Some types of work are also limited to Chilean nationals and have strict requirements for foreign degrees, such as in medicine. These types of jobs require particular Chilean accreditation, which could be a lengthy process – expats should seek the advice of a relocation company or a legal professional to help with this.

Language barriers

Expats in certain industries and in senior-level positions at large companies are likely to get by with just English, while many others find work in the English-language sector. Multinational companies may operate in more than one language, and English may be adequate.

Beyond these kinds of positions, the job market often favours those who speak Spanish. This is good news for expats relocating from other Spanish-speaking countries, though it's important to note that Chilean Spanish has some quirks that may take some time to pick up.

Learning Spanish from scratch is possible for new arrivals who put in the effort, and it's generally recommended. There are many opportunities to take classes and private lessons.

Finding a job in Chile

Expats may be able to find a job before moving to Chile or once they arrive. It’s generally better to have a job in place before moving, because the employing company typically helps process visas and work permits, and it allows for negotiations of expat contracts. Moreover, the fact that expats know what their salary will be gives them a chance to budget for the cost of living in Chile before arriving. 

That said, others say that searching for a job after arriving in Chile makes finding employment not only feasible but significantly easier. One reason is that many jobs may require employees to begin work as soon as possible, and only starting the relocation process amid this slows things down.

What’s more, personal relationships are crucial in Chile. Knowing people, having connections and networking are key to doing business and finding work. In fact, job opportunities are often not even published because the hiring party prefers instead to recruit through personal recommendations. One’s network, or pituto, is fundamental.

Nevertheless, online portals, such as LinkedIn and Trabajando, are worth looking at for job-seeking expats.

Useful links

• Laborum.cl
• Trabajando.cl
• LinkedIn Jobs in Chile

Work culture in Chile

Spanish is the official language in Chile, but many skilled workers and mid-level managers speak English. Knowledge of the local language can open doors to work opportunities, and even those fluent in European Spanish may need to take a few Chilean Spanish lessons to learn some of the regional nuances. Not only does speaking Spanish help expats communicate and do business, but it also shows their respect for local Chileans and their efforts to get to know the people and culture.

Above all else, though, expats working in Chile may be most taken aback by the long working hours. Although office hours on paper seem standard, from around 8.30am to 6pm, they are often extended. The government is introducing measures to change this, with the standard 45-hour workweek gradually reduced to 40 hours over the next few years.

Business Culture in Chile

Although the cost of living in Chile is considered relatively affordable for expats, its political and economic stability still makes it one of the more expensive South American destinations, with prices that fluctuate and vary around the country.

While attractive executive salaries may lure many expats to Chile, competition for top management positions in multinational firms can be fierce, and expat packages may not be as lucrative as they once were. Those considering a move to Chile should ensure their salary is high enough to accommodate their lifestyle, especially in urban areas like Santiago, where living expenses can be higher.

Moving to a foreign country often means using a new currency and getting familiar with banking, money and taxes in that country. Here is a breakdown of the cost of living in Chile.

Cost of accommodation in Chile

Chile boasts a range of accommodation options for expats, and even top-quality housing tends to be affordable when compared to other major destinations. Buying and renting prices in the country are among the cheapest in Latin America, and a construction boom yielding sleek skyscrapers and an array of housing developments means that standards aren’t sacrificed even in the face of lower costs.

There are also plenty of opportunities for young, single expats to negotiate incredibly cheap shared housing, either with a Chilean family or in a furnished space with other expats. This option provides an affordable way to live and a unique cultural experience.

Renting Accommodation in Chile
Best (and Worst) Areas and Suburbs in Santiago

Cost of transport in Chile

Chile prides itself on its urban infrastructure, and its public transport systems are well connected and affordable. The country’s main modes of transit are buses and the metro, which are efficient, safe, and economical.

Taxis are pricier, and the drivers are notorious for overcharging foreigners, so you should do your best to negotiate a reasonable fee or use a ride-hailing service that charges standardised rates.

For those who prefer to drive, the costs and risks can vary. Driving in Santiago is better than in some other capitals, but considerate motorists tend to be found outside the bustling capital.

Transport and Driving in Chile

Cost of groceries in Chile

The cost of food in Chile registers as cheap on a global scale but is steeper than in neighbouring South American countries such as Peru and Argentina. Purchasing fruit, vegetables, pulses, and seeds at local ferias (fresh produce markets) can save money and provide superior quality while supporting Chilean farmers and independent suppliers. Supermarket prices are slightly higher, and eating out and buying imported food items can be costly.

Cost of entertainment and eating out in Chile

Chile is known for its vibrant culture and delicious cuisine, making it an attractive destination if you’re seeking adventure and culinary delights. That said, like in any foreign country, the cost of entertainment and dining out can vary depending on where you go and what you do.

For entertainment, you will find a wide range of options available, from exploring the bustling streets of Santiago to hiking in the Andes mountains. In general, the cost of entertainment in Chile is quite reasonable, especially compared to other major cities in the region. Film tickets and museum admission are generally affordable, and outdoor activities like hiking and skiing can be enjoyed at a reasonable cost.

When dining out, food costs can vary widely depending on the type of restaurant and location. For example, fine dining restaurants in upscale areas like Vitacura can be quite expensive, while small local cafés and street vendors offer affordable and tasty options.

Chile is also known for its wine, and while some high-end bottles can be expensive, many affordable options are just as delicious.

Cost of education in Chile

If you have children, you’ll have various options for education and schools in Chile. Public schools in Chile tend to provide a lower standard of education than you might be used to, and the curriculum is usually taught in Spanish.

Some parents prefer sending their children to Chilean private schools, but fees for these institutions can be expensive. Plus, they don’t always live up to the promise of providing better standards of education than public schools.

For many expat parents, international schools in Chile are the answer to this dilemma. Their fees can also be fairly high, but negotiating an education allowance as part of an employment contract is often possible.

 Best International Schools in Santiago

Cost of healthcare in Chile

Healthcare in Chile is a mix of public and private sectors, and the country boasts one of the most advanced healthcare systems in South America.

The public healthcare system in Chile is managed by the government-run FONASA scheme, which provides free and subsidised healthcare to Chilean nationals and legal residents. If you’re living and working in Chile, you are eligible for public healthcare but must have legal residency and pay taxes.

Private healthcare is popular among expats, especially in Santiago, where standards are high, but it can be expensive. You’ll find that many expats typically opt for international health insurance, which is comprehensive and cost-effective. The quality of healthcare may vary in different geographical locations, especially in remote areas with less advanced medical facilities.

Healthcare in Chile

Cost of living in Chile chart

Prices may vary across Chile, depending on the product and service provider. The list below shows average prices in Chilean pesos (CLP) for Santiago in May 2026.

Although there are many advantages to relocating to Chile, ease of banking and convenient financial services are unlikely to feature among them. Handling banking, money and taxes in Chile can be a complicated and often frustrating proposition. Expats may wish to seek advice from accounting firms, tax specialists and relocation companies when dealing with money in Chile.

Money in Chile

The currency used in Chile is the Chilean Peso (CLP), subdivided into 100 centavos. Centavo coins are no longer in circulation, and due to inflation, prices are typically rounded to the nearest 10 pesos.

• Notes: CLP 1,000, CLP 2,000, CLP 5,000, CLP 10,000, and CLP 20,000
• Coins: CLP 1, CLP 5, CLP 10, CLP 50, CLP 100, and CLP 500

Money matters can be tricky, especially when dealing with a foreign currency. The Chilean Peso has a floating exchange rate, and the currency can fluctuate. This can complicate currency conversions, but luckily there are many ways and places to do this. Money can be exchanged at airports, large hotels, ATMs and foreign exchange bureaux (casas de cambio). Expats should never exchange money with strangers on the street, as this exposes them to the risk of scams.

Expats will probably find the best rates for getting the local currency in Chile at ATMs or casas de cambio. Travellers’ cheques are often accepted at the casas de cambio, although the exchange rate is not in favour of the person exchanging money.

Expats are advised to carry cash with them, especially in smaller denominations, as change is difficult to come by outside of large cities and tourist areas.

Banking in Chile

The banking system and economy of Chile are relatively stable. Many Chilean banks operate internationally, and a number of large foreign-owned international banks operate in the country. The main banks in Chile are Banco Santander Chile, Banco de Chile, Banco de Credito e Inversiones, Banco del Estado, and CorpBanca.

Foreign commercial banks with a major presence in Chile include HSBC, Scotiabank, and JPMorgan Chase. It may be possible to open an account with one of these before leaving home and then open a linked local account after arriving in Chile.

Banking hours are short in Chile, and banks are only open on weekdays from 9am to 2pm.

Opening a bank account

Opening a local bank account in Chile is more challenging than in many other countries. Many banks will only allow expats to open a local account once they've had Chilean residency for some time and even then, it isn't a straightforward process.

What complicates opening a current account (cuenta corriente) is the extensive requirements: an income of a certain level, a good credit history to prove that debts can be repaid, and a permanent contract proving that the person has worked and lived in Chile for several months. 

An alternative is getting a CuentaRUT through Banco del Estado. This is a debit account allowing all basic payments and withdrawals. Setting it up is fairly simple and can be done online. That said, the account lacks some features and has limits on deposit amounts. Expats will also need a valid Chilean ID card number and tax number (RUT) to open one.

Scotiabank offers another banking option for foreigners. Expats can open a simple current account with a debit card provided they have proof of a minimum income. This will come in handy for making online payments, among other things.

We recommend that expats seek the help of banking relationship managers and advisors, although finding a good advisor may prove difficult. They are best acquired through networking.

Alternatively, expats could have their salaries paid into their overseas bank accounts and access their money using foreign debit or credit cards. Expats who want to take this approach must ensure that they inform their bank before leaving home and should bring at least two or three working ATM cards with them to Chile in case of loss or damage.

Credit cards and ATMs

ATMs are widely available with multiple language options, even in the smallest Chilean towns. These typically operate 24 hours a day and accept all major bank cards. Credit cards are also widely accepted throughout Chile.

Although Visa, Mastercard, and American Express cards are accepted, especially in large cities, fees for card payments can be high. It's best to keep some cash on hand for small purchases.

Taxes in Chile

When moving to Chile, expats will need a Chilean tax number, known as an RUT (Rol Único Tributario). This is done by registering with Chile’s tax service, the Servicio de Impuestos Internos (SII). The process can be challenging for expats who do not speak Spanish, as the website and administration are largely in Spanish. 

It's best to hire an advisor and translator experienced in handling expat tax matters. Expats can also seek advice from large accounting firms such as KPMG for specific information.

For tax purposes, a foreigner is considered a resident if they have been living in Chile either for six consecutive months or more than six months in two consecutive financial years.

Expats will not usually be taxed on their worldwide income for the first three years that they are residents of Chile. However, they will be taxed on the income they earn from Chilean sources on a progressive scale from zero to 45 percent.

After three years of residency in Chile, expats are taxed on their worldwide income, but Chile has double-taxation avoidance agreements in place with many countries, so expats from these countries will not be taxed on the same income twice.

*Tax regulations are subject to change at short notice, and expats are advised to seek the assistance and advice of a professional tax consultant.

Those hunting for accommodation in Chile have a wide variety of locations to consider. Being the world’s longest country, stretching north to south, Chile’s climate and topography are incredibly diverse, giving expats quite a bit of thinking to do before settling on an area of this beautiful South American country.

Chile boasts a broad array of accommodation options for expats, and even top-quality housing tends to be affordable compared to other global expat hotspots. That said, as the country’s strong economy is attracting more and more people, housing demand is increasing – and prices along with it.

There is much debate over Chile’s real estate, with housing prices in some areas far exceeding many budgets, especially those of young people. New housing developments are constantly under construction, though, even if the size of these dwellings tends to be quite small.

With the right guidance and preparation, expats should be able to navigate the accommodation search, find the right home and finalise a lease.

Types of accommodation in Chile

Most accommodation in Chile is in the form of apartments (apartamento) and houses (casas). Houses are more common in small towns and the countryside, whereas those living in urban areas tend to rent apartments. 

City dwellers also sometimes rent rooms in shared apartments, which is a bit easier on the pocket. Students, especially, often choose this option or, alternatively, they arrange for a homestay through a university exchange programme, which allows them to reside in the home of a local Chilean.

Finding the right home at the right price will require expats to do thorough research, especially if they’re looking for accommodation during peak season in tourist areas and large cities. That said, rent is often negotiable.

Furnished and unfurnished

Both furnished (amoblado) and unfurnished (sin muebles) options are available in Chilean cities. In either case, a full itinerary of the condition of the home's furniture is critical when agreeing on the lease.

Unfurnished apartments will have limited furniture or appliances (usually ovens and hobs, sometimes light fittings and a couch or bed). It is typically possible to negotiate for other appliances as well. Furnished apartments are typically fully stocked down to cooking utensils, crockery and cutlery.

Short lets

For those seeking flexibility, short-term lets are a popular choice. They range from a few weeks to several months and are ideal for expats in Chile for a short time or those still exploring different areas before committing to a long-term lease. Short lets come in various forms, including serviced apartments, holiday rentals and Airbnb-style accommodation.

Serviced apartments offer a convenient option, as they are fully furnished and include utilities and cleaning services. This accommodation type is particularly popular in major cities and tourist areas. Holiday rentals, found in coastal regions and scenic areas, provide a homely experience for those wanting to explore Chile’s natural beauty. Airbnb and similar platforms also offer a vast range of short-term rental options, allowing expats to live like locals in both urban and rural settings.

When opting for a short lease, it’s essential to check the terms and conditions carefully, especially regarding deposits, utility charges and cancellation policies. These properties are often in high demand, especially in peak tourist seasons, so early booking is recommended.

Useful links

• Airbnb
• Booking.com

Finding accommodation in Chile

Finding an apartment or house in Chile can be complicated if expats don’t speak Spanish and are searching from abroad. It’s therefore a good idea to solicit the services of a friend who already lives in Chile, or a realtor or relocation company that can translate and assist in the house-hunt.

Several rental agencies cater specifically to the expat community in Chile’s major cities, while relocation companies take it a step further, offering a comprehensive range of services that cover the whole moving process. These service providers make finding accommodation and moving much more straightforward but can be pricey.

Numerous online property portals, such as CompartoDepto, Vivastreet and ACOP, can help get an idea of the property market and narrow your search based on price, location and property type preferences. Social media networking via Facebook is also common.

It can be beneficial to search for accommodation after arriving in Chile. Many expats initially find temporary accommodation or a hotel before finding a more permanent option. Being in Chile means expats can also drive through areas they like, scanning for 'se arrienda' signs.

Expats should do further research into locations like popular expat and tourist cities such as Viña del Mar, Valparaíso and, of course, areas and suburbs in Santiago. It’s important to consider each area's proximity to schools, shops, work and public transport links. Traffic congestion can be heavy in Santiago and other cities, so being close to specific amenities is an indispensable factor to consider.

Useful links

• Portalinmobiliario
• Yapo.cl

Renting accommodation in Chile

Leases

Rental agreements in Chile are either indefinite or definite. The more flexible leases allow tenants to leave after giving one month’s notice. Leases with a definite period are generally for 12 months. Expats may be able to negotiate shorter or longer rents with a flexible landlord.

Depending on the landlord, expats may be required to have a Chilean guarantor to secure a rental contract. In most cases, an expat’s employer will act as a guarantor – otherwise, a lawyer or relocation company can assist in explaining the contract. If you need a guarantor but can't find one, you may be able to negotiate to pay a larger security deposit instead.

Deposits

Rental agreements typically require a deposit of at least one month’s rent. A higher deposit may be required in some cases. Expats should always ensure the condition of the accommodation when securing the deposit and signing a lease.

Terminating the lease

Tenants wishing to end their lease early should review their rental agreement for any clauses regarding early termination. For fixed-term leases, tenants are generally obliged to fulfil the lease duration unless an agreement is reached with the landlord.

In the case of an indefinite lease, tenants are typically required to give at least one month’s notice in writing. It’s advisable to communicate this intention clearly to avoid misunderstandings. The notice should be sent by a formal method, such as registered mail or a notarised letter, to ensure a record of the communication.

If a tenant leaves without giving proper notice or fulfilling the lease terms, they may forfeit their deposit. In some instances, landlords may even pursue legal action for breach of contract. Therefore, it is always recommended to adhere strictly to the terms set out in the lease agreement.

When a tenant needs to leave due to unforeseen circumstances, such as a job relocation or family emergency, it is often possible to negotiate an early termination with the landlord. Being transparent and providing ample notice can lead to a more amicable resolution.

Utilities in Chile

Utilities aren’t often included in the rent in Chile and should be factored into the monthly budget. Water, gas, and electricity are relatively expensive, and because Chilean accommodation can lack insulation, heating can be costly during winter.

Electricity

In Chile, the electricity sector is predominantly in the hands of foreign and local private companies. Key players in the market include Enel Chile, Colbún SA, Suez Energy Andino, and EE Guacolda. The sector primarily utilises hydroelectric power alongside oil, gas and coal, with an increasing contribution from wind and solar energy sources.

While not overly frequent, power outages in Chile do occur, especially during the rainy season. To protect sensitive electronic equipment, it is advisable to use surge protectors. Additionally, the electrical infrastructure in some older buildings may not meet modern standards, including a lack of grounded outlets. Before renting a property, it’s recommended to check the condition and compatibility of the electrical infrastructure to avoid any inconveniences or safety issues.

Gas

In Chile, natural gas plays a crucial role in electricity generation, industrial applications and residential uses. The majority of natural gas is imported from Argentina through the GasAndes pipeline. Efforts are underway to expand the connection of residential users in larger cities to the gas transmission system.

ENAP is responsible for the importation and production of natural gas in Chile. Other companies involved in natural gas distribution include Metrogas. Various companies ensure the provision and distribution of gas across different regions of the country.

For heating and cooking purposes, residents have access to both piped and bottled gas. Piped gas is predominantly available in urban areas, while bottled gas is more commonly used in rural regions. Depending on the rental agreement, either the landlord or the tenant may arrange for the gas supply setup.

Water

In Chile, Aguas Andinas is the largest water provider, catering to around 40 percent of the country’s population, including Santiago. The company plays a vital role in ensuring the supply of drinking water and the treatment of sewage within its service areas.

Water quality is generally high and tap water is safe for consumption in most urban areas. However, in some rural regions, relying on bottled water may be advisable. Given ongoing droughts and water scarcity, water conservation is a significant concern in Chile, and expats are encouraged to be mindful of their water use.

Bins and recycling

Chile is actively working towards enhancing its waste management and recycling capabilities as part of a broader commitment to achieving a circular economy by 2040. 

For expats living in Chile, understanding and participating in local recycling practices and waste management regulations is crucial. While the recycling infrastructure is evolving, there is an increasing demand for environmentally friendly solutions and technologies. Expats can contribute to Chile’s sustainability efforts by complying with local recycling practices and staying informed about waste management regulations.

For more information on recycling practices and waste management in Chile, expats can visit the official website of Chile’s Ministry of the Environment.

Internet

Chile has a mature and modern telecommunications infrastructure. Key players in the market include Movistar, Entel and Claro.

Expats relocating to Chile will find that the country boasts a well-developed telecommunications network, particularly in urban areas, where access to reliable internet services is the norm. When choosing an internet service provider in Chile, expats should consider the provider’s reputation for quality and reliability.

Useful links

• Enel Chile
• Metrogas 
• Aguas Andinas
• Ministerio del Medio Ambiente

Expat parents have a multitude of decisions to make during the relocation process, not least of which is the crucial decision regarding education and schools in Chile. There is no ‘one size fits all’ school that can meet all the needs of every child and family, so it is worth exploring various options.

Public schools in Chile

In Chile, schooling is compulsory from the ages of six to 13 (Grades 1 to 8). Secondary school is from ages 13 to 18 (Grades 9 to 12).

Children entering secondary school in Chile choose from two main options. One possibility is technical/professional-based education that prepares students directly for the working world with practical studies. The alternative is scientific/humanities-based studies, where students select either subjects of physical science (such as physics, chemistry and biology) or humanities (such as language and history). These schools prepare students for further tertiary education. This split only occurs in the last two years of secondary school, and the first two years of secondary are the same across the board.

Preschool is optional, but all children must start primary school at the age of six. Public primary schools are free, though secondary schools may charge a small fee for the admission process and monthly tuition. Some parents may voluntarily contribute to their child’s tuition and school as part of a specific programme.

Public schools in Chile vary in quality, and expats face a language barrier as public schooling is in Spanish. Young students who speak second-language Spanish may still find integrating into public schools a challenge, which means parents are often drawn to private and international schools.

Useful links

• Ministry of Education Chile

Private schools in Chile

A wide disparity exists between the quality of public and private education in Chile. As a country that prides itself on growth and development, the somewhat lower standard of state-sponsored education remains a sore point. Many private schools receive state subsidies as well as private funding, and they typically offer higher-quality resources and teaching facilities.

Many Chilean locals and foreign families lean toward private schools, which are a suitable option for expat families who anticipate a long-term stay in the country or can't afford the hefty price tag attached to international schools.

Some private institutions have a religious foundation, so expats should keep this in mind. These schools may require that students and their families practise the delegated faith to be granted admission.

While there are some bilingual private schools, the teaching language in secondary schools is usually Spanish. If students are planning to attend university outside of Chile, or are in the country for the short term only, it may be preferable to opt for an international school instead.

International schools in Chile

International schools in Chile offer an assortment of home-country curricula and teaching languages. Many of these schools boast bilingual programmes, and expats from all over the world can take their pick. 

These schools tend to have a multicultural student body, a broader selection of extracurricular activities, and better facilities than public schools. Most international schools are located in Santiago, but expats can find a few options scattered outside this commercial centre, such as in Coquimbo, Antofagasta, and Puerto Montt.

International schools tend to be expensive, so expats should try to negotiate an education allowance – or at least a salary high enough to cover the cost – into their contract if relocating for work. Fees vary depending on the school and the child's age, with the most expensive schools costing more than some university tuitions.

Space can be scarce at the more prestigious international schools in Chile, so the earlier parents start the admission process, the better. The enrolment process can be intense and may include admittance tests and interviews. Contact schools directly to find out their specific criteria.

Useful links

• Best International Schools in Santiago – Expat Arrivals

Special educational needs in Chile

Inclusivity in special-needs education is being pushed in both public and private education sectors in Chile. Many schools can support learning disabilities as well as psychological and behavioural problems. Headteachers hire specialists to provide the necessary assistance with the help of government subsidies when required. That said, finding certain services in English is not always possible, and expat families may have to turn to more expensive international school options.

International schools in Chile present varying levels of learning support to children with disabilities. Some support minor learning disabilities, helping with reading, maths and language, but parents should contact and meet with the school body to find out what kind of support is available.

Homeschooling in Chile

Homeschooling is legal in Chile, and a fair number of parents prefer this route. Parents may find that their children don’t work well at school, facing long days, few extracurricular activities and little specialised attention. Many parents cannot afford international school fees or do not have employment packages that allow for tuition, and so there is much pressure on them to provide an education for their children. 

Homeschooling is a great alternative to mainstream instruction and many middle- and upper-class families choose this option for their children, guided by Chile’s national curriculum and textbooks, online resources or international curricula.

There are no specific laws that guide homeschooling, although parents may need to take a validation test to prove they are capable of educating their children. They can find more information on this process from homeschooling families that network on social media platforms like Facebook and through Chile’s Ministry of Education.

Tutors in Chile

Expats who want their children to have some extra classes to help with schoolwork or learn some Spanish to better integrate into their new homes can easily find tutors to help them. Networking is one way to do this. Talking with other parents, families and schools is an easy way to make connections. Online portals can also be useful.

Tutors are a great benefit alongside traditional schooling, for extra guidance when homeschooling, or as extra help during exam time.

Understanding visas for Chile is essential when planning to live and work in the country. A traveller's nationality, purpose of entry, and planned length of stay will determine which visa is required.

For short-term visits, citizens of select countries can enter visa-free with their passport for stays of up to 90 days. Though no advance application is required, border officials may ask that travellers show proof of funds for the duration of their stay and evidence of their scheduled departure date. Nationals of many South American countries can enter Chile with only their national identity document. 

Travellers who don't fall under either of these categories will need to apply for a visa in advance. This can be done online or via their closest Chilean embassy or consulate.

Tourist visas for Chile

Visitors who are not from visa-exempt countries will have to apply for a tourist visa at least 30 days in advance. The required documents for obtaining a visa for Chile vary but normally include a detailed travel itinerary of flights and accommodation, as well as proof of funds to sustain the traveller during their stay.

It can take up to 20 days to process the application, after which the visa must be collected and paid for at the designated Chilean embassy.

Tourist visas allow stays of up to 90 days in Chile. A tourist card (tarjeta de turismo), issued on arrival, should always be carried. A fine must be paid if visitors overstay.

This card can sometimes be renewed at an additional fee for an additional 90 days when it nears its expiration date, and this can be arranged through the Department of Foreign Affairs and Migration. Extension isn't guaranteed and is decided on a discretionary basis.

eVisa

Chile has brought out an eVisa, named E-Vistur, to expedite the tourist visa application process. The Chilean government is gradually rolling out the eVisa, and it is currently only available to expats of around 24 nationalities, including Canada, China, Denmark, Finland, France and Germany, although more countries will become eligible in time.

Up-to-date information on visas and visa fees can be found on the official Department of Foreign Affairs and Migration websites.

Business visas for Chile

For professionals and businesspeople aiming to engage in business activities in Chile, a specific business visa is required. This visa is appropriate for a range of business-related activities, including attending meetings and conferences, exploring business opportunities, and conducting market research. It can be issued for either a single or multiple entries, with the duration of stay determined by the specific activities planned.

Applicants for a Chilean business visa must provide several documents, including a letter of invitation from a Chilean company or business partner. The processing time for a business visa is typically around six to seven business days, but applicants should plan for potential delays.

It is crucial for business visa holders to understand that this visa does not permit them to engage in any form of paid employment in Chile. Activities are restricted to those outlined in their visa application and could vary depending on individual circumstances. Consulting with immigration counsel is advisable for clarity on permissible activities.

Investor visas for Chile

Chile's Investor Visa, also known as the Chilean Golden Visa, offers an attractive pathway for foreign individuals to invest significantly in the country. The visa grants temporary residence permits to those who invest more than a specified amount, and it also caters to senior managers of foreign-owned companies in Chile.

Business investors

The Chilean Investment Agency outlines specific requirements for the Investor Visa. Investments in real estate, bonds, and business are eligible for this visa. The programme promises a residence permit within months for passive investments, with minimal physical presence required. This option is particularly appealing to those seeking to make a significant economic contribution to Chile while gaining residency rights.

Rentiers

The Rentier programme allows foreigners with sufficient regular international income, such as pensions, rental income, dividends, or salaries, to obtain temporary residence in Chile. This programme is ideal for individuals who can sustain themselves and their families financially without the need for local employment.

Startups

The Startup Visa programme targets individuals keen on launching startups in Chile. It offers varying financing terms and conditions, providing a nurturing environment for entrepreneurs. This programme is an excellent opportunity for those looking to innovate and start new business ventures in Chile.

Each programme caters to different investment and residency needs. Prospective applicants should carefully evaluate each option against their personal and financial circumstances. 

For the most current information on these investment programmes, including application procedures and eligibility criteria, visit the official Chilean website, InvestChile

Useful links

• InvestChile

Student visas for Chile

Foreign citizens who wish to study in Chile and are enrolled in an educational institution must obtain a student-resident visa.

Student visas are usually valid for one year or the duration of the course, whichever is shorter. They can be renewed. Students with scholarships for Chile often have their visas validated for the duration of the scholarship. 

It is sometimes possible to take up employment while on a student visa if the Department of Foreign Affairs and Migration deems that the work is necessary to complete or fund the course.

Obtaining a student visa is typically done outside the country through the official Minrel website and at the nearest Chilean consulate.

Foreigners on a student visa may be entitled to bring their spouse or dependant children. To do this, they must apply for a separate visa, including additional documents and proof that all applicants will be financially covered during their stay and will not take up work.

The process of obtaining a study visa can take some time. Those hoping to study in Chile will need to contact their local Chilean embassy and plan well in advance.

Residence visas for Chile

Foreigners who wish to stay in Chile for longer than 90 days must normally get a temporary residence permit. This includes most applicants from visa-free countries.

Temporary Resident Visa

The Visa de Residencia Temporaria allows holders to live and work in Chile. The visa is valid for a year, and can be renewed once. After that, expats should consider applying for permanent residence.

There is an associated dependant visa for family members of the Temporary Resident Visa holder, but dependants on this visa are not allowed to work in Chile.

Permanent residence

Getting Permanencia Definitiva allows foreigners to permanently settle in Chile and live and work with full rights of a Chilean citizen. This is normally for foreign citizens who have lived in Chile for some time and have held previous visas and work permits. Expats should review the official Extranjeria and Minrel websites as well as visit the Registro Civil or any ChileAtiende office to start the process and obtain a unique key to continue an online application.

Visa Subject to Contract

The Visa Sujeta a Contrato de Trabajo is a resident visa and type of work permit granted to foreign workers who have been hired from overseas and intend to live and work in Chile. It is usually valid for the length of an expat’s contract. 

The dependant visa linked to this is for the immediate family of the contract worker, and holders of this type of dependant visa are not allowed to work while they live in Chile.

Working Holiday Visa

This visa is another type of work permit that allows nationals of certain countries to travel to and study or work in Chile for up to one year.

*Visa regulations are subject to change at short notice, and expats should contact their respective embassy or consulate for the latest details.

Obtaining a work permit for Chile is relatively straightforward once an expat has an employment offer. It's usually organised and sponsored by the hiring company.

Applications and all supporting documents for a work permit should be submitted to the Ministry of the Interior and Public Security if applying from within Chile, or to the relevant Chilean consulate if from outside the country. The hiring company must also meet certain requirements and demonstrate that the foreigner possesses skills indispensable to the country's development.

Types of work permits in Chile

There are two main types of work permits available: a Visa Subject to Contract and a Work Holiday Visa. 

Visa Subject to Contract

This work permit hinges entirely on a contract with a Chilean employer. The permit is normally valid for up to two years, depending on the agreement between employer and employee as stipulated in the contract. After two years, the visa can then be renewed.

If living in Chile on a Visa Subject to Contract, the expat may bring dependants such as children or a spouse into the country. Dependants do not automatically have the right to work in Chile, though they can apply to obtain it. Chilean consulates can provide the most up-to-date information on this.

If a contract ends or the employer changes, expats must obtain a new visa to remain in Chile. There is a 30-day window to obtain a new visa.

Working Holiday Visa

This visa allows nationals of certain countries to travel and study or work in Chile for a year or less. These countries include Germany, Canada, Australia, the Czech Republic and New Zealand, among others. Nationals from countries that are part of the Pacific Alliance may apply for a similar visa. Applicants must be between the ages of 18 and 35.

This visa cannot usually be renewed and has several conditions attached. There are no simple allowances for dependants on this type of visa, and Chilean authorities do not assist in the job search.

Registering work permits in Chile

When applying from outside the country, expats usually have 90 days to enter Chile once the work permit has been approved.

On arrival in Chile, these work permits must be registered with the Polica de Investigaciones (PDI). A Chilean ID must be obtained and registered at the Civil Registry and Identification Service of Chile (Servicio de Registro Civil e Identificación de Chile).

*Visa and work permit requirements are subject to change at short notice, and expats should consult the respective embassy or consulate for the latest details.

Doing business in Chile is fairly easy and doesn't involve much red tape. The country is among the best-managed economies in the region and is known for being open to foreign investment.

Many international companies have utilised Chile as a starting point for expanding into South America, using Santiago as the headquarters for their regional operations.

It's essential to understand Chile's business culture when working in the country. Here are some useful facts.

Fast facts

Business hours

Usually 8am or 9am to 5pm or 6pm, Monday to Friday, with a one-hour break. Traditionally, the standard work week in Chile has been 45 hours, but the government aims to reduce this to 40 hours with gradual reductions over the next few years.

Business language

Spanish, although many executives will also speak English.

Business dress

Business dress in Chile is formal and smart. Men should wear a suit and tie for business meetings. Women tend to wear conservative yet elegant business suits. Outside of major cities, business dress tends to be less formal.

Gifts

Gifts are not expected until a relationship is formed and are not typically exchanged at a first meeting. If invited to a Chilean’s house, flowers, wine, or chocolates are appropriate. Gifts are normally opened straight away.

Greetings

A firm handshake and direct eye contact are appropriate when greeting Chilean business associates. Expats should use a person’s title and last name when greeting them. If unfamiliar with their title, it's best to use 'Señor' or 'Señora'. 

Gender equality

Women have made strides in achieving gender equality in Chilean business and politics, more so than in many South American countries. That said, there is still an element of machismo evident in the business culture.

Business culture in Chile

Chile has a well-educated population with a high literacy rate. As such, expats doing business in Chile will likely be working with highly qualified individuals, many of whom will have been educated abroad, have travelled internationally, and can speak English.

Hierarchy

Business culture in Chile is formal and conservative. Appearance is important, as are status and respect. Business structures are hierarchical, and decisions are made at the top, so it’s helpful to hold meetings with top-level executives first. When speaking Spanish, use formal language and pronouns when addressing colleagues and superiors.

Time

It often takes time to get down to business and start working, so Chileans have been known to extend their work hours. Expats should also be patient if they ask for something to be done and when waiting for email responses – it may be better to discuss certain things in person.

Communication style

Chileans prefer to conduct business face-to-face and build long-lasting, trustworthy personal relationships. Meetings will typically start with polite social talk, asking about an associate's personal life and family. Business is done between people rather than companies and, as such, concluding business in Chile could take some time. Expats should exercise patience and be prepared to invest time in building business relationships. 

Relationships

Because building relationships is so important in Chile, it can be beneficial to have a pituto, a network or a connection. Pitutos can help people get connected with others and share information.

When receiving a business card, take a moment to look it over before putting it away. Business cards should be treated with respect, as they represent the person who gave the card.

Annual leave

The summer months of January and February are when most people go on holiday. It’s essential to keep this in mind when scheduling meetings in Chile, as it may be difficult to conduct business during these months.

Dos and don’ts of business in Chile

• Do be on time for meetings
• Do attempt to build personal relationships and be prepared for small talk before getting down to business with Chilean associates
• Do maintain eye contact when conversing with Chilean business associates
• Do greet the most senior person in the room first
• Don't talk about politics during business meetings
• Don't be offended if interrupted while talking in meetings; this is not considered rude but instead shows enthusiasm and interest in the conversation